Credit Specialist

Our client is a leading fintech company in trade financing serving major buyers in North America, Europe and Asia.

Responsibilities

• Conduct financial analyses and credit assessments of large corporations to determine creditworthiness and recommend credit limits.
• Prepare credit proposals and risk recommendations for management approval, while maintaining compliance with credit policies and regulations.
• Regularly review credit ratings, exposure limits, and payment performance for assigned portfolios.
• Work closely with Sales, Finance, and Operations to balance business growth with risk management.
• Stay updated on emerging risk trends and support the development of risk models and digital trade innovations.

Requirements

• Degree holders with at least 10 years of experience in credit analysis, underwriting or credit risk management in the banking and financing industry.
• Familiar with trade credit insurance, factoring, or receivables financing is preferred.
• A team player with the ability to work independently with strong work ethic and great attention to detail.
• Good command of both written and spoken Chinese and English.