Credit Analyst

Job Description

Risk Underwriter - Trade Credit Insurance - Permanent - Dublin/ Hybrid There is an exciting opportunity to join an innovative international leader in the trade credit insurance space.

The Credit Underwriter will ensure effective credit limit service in terms of quality of decision, turnaround time and customer communication.

RESPONSIBILITIES:

• Assess credit limits within prescribed times, ensuring renewal, new business targets and loss ratios are achieved.
• Effectively monitor and implement Risk Business Model by agreeing prompt limit decisions, monitoring and providing quality communication within agreed service levels so that all other LBU's receive a quality limit service.
• Build relationships with customers, to improve customer portfolio profitability.
• Provide a pro-active service level to a dedicated customer portfolio according to PH classification.
• Monitor risks in accordance with Group Quality Standards so that loss ratios are managed within budget.
• Proactively reassess business procedures and recommend changes on an on-going basis to reduce costs and improve customer service.
• Meet clients, buyers and brokers in order to keep loss ratios to a minimum, maximise cover and ensure renewal and new business targets are achieved.
• Support commercial in steering customer loss ratio and implement actions necessary to ensure or restore profitability of portfolio.

REQUIREMENTS

• Strong financial assessment skills
• Strong Credit knowledge
• Client/account management desirable
• Knowledge of export underwriting, export risk assessment, export finance, political risk, export practice and export credit management
• Problem solving ability
• Excellent communicator with an ability to manage internal and external stakeholders
• Proven ability to build an maintain relationship skills.

Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative.

BY APPLYING FOR THIS ROLE YOU ARE AGREEING TO OUR TERMS OF SERVICE WHICH TOGETHER WITH OUR PRIVACY STATEMENT GOVERN YOUR USE OF MORGAN MCKINLEY SERVICES.