Role Overview:
We are seeking a motivated and detail-oriented Junior Mortgage Underwriter to join our growing team. This role is ideal for someone with experience in financial services or lending operations who is looking to develop their underwriting skills in a supportive, fast-paced environment. You will work closely with senior underwriters to assess mortgage applications, analyse financial information, and ensure compliance with regulatory and internal credit policies.
Key Responsibilities:
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Support the assessment and processing of residential mortgage applications in line with credit policy and lending criteria
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Review and analyse income documents, bank statements, credit reports, and other supporting documentation
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Assist with preparing recommendations for approval or decline decisions
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Liaise with mortgage advisors, brokers, and internal teams to gather required information
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Ensure all files are accurately documented and meet internal risk and compliance standards
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Maintain up-to-date knowledge of lending policies, regulatory requirements, and market trends
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Provide administrative support to the underwriting team as needed
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Escalate complex cases to senior underwriters for further review
Key Requirements:
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2+ years' experience in pre underwriting, mortgage perations or financial services
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Strong analytical and numerical skills with excellent attention to detail
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Familiarity with KYC, AML, and credit policy principles
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Excellent written and verbal communication skills
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Proficiency in Microsoft Office (particularly Excel and Word)
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Ability to work both independently and collaboratively in a team environment
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QFA qualification (or working towards) is a strong advantage
