Our Client provides a range of services including market making, execution, and clearing to clients in the energy, commodities, and financial markets.
You will take ownership of the credit analysis for a proportion of the client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client's business model & financials as well as the impact of macroeconomic events on each client. This role will focus on the Spanish sector.
Responsibilities
- Qualitative and quantitative analysis of all current and potential clients & counterparties including; Corporates, Financial Institutions, Individuals, CCP's & State Owned (or pseudo State Owned) Enterprises.
- Continual focus on global macro-economic environment with understanding of specific country factors and the impact of those factors on the credit risk assessment with regard to clients & counterparties incorporated or operating in those countries.
- Form well-researched and intellectually credible recommendations to the CRO & Credit Committee for new credit facilities and renewals.
- High levels of interaction with clients, as required, on both a domestic and international basis.
- Management information reporting where relevant on a periodic and ad hoc basis.
- Act as an advisor and subject matter expert to guide the business for all credit related items and manage the credit facility application/ review process for the allocated client base.
- Form enduring and effective working relationships across all internal departments to reinforce the firm's client service model.
- Contribute to enhancing existing and/ or implementation of new credit risk policies, procedures and processes to drive the department forward and ensure adherence to best practice.
- Communicate & escalate all relevant items to the Credit Manager, Head of Risk and the CRO as appropriate.
Required Skills
- Strong and demonstrable understanding of corporate financial statement analysis gained ideally through an investment banking or institutional brokerage background.
- Track record in forming well researched conclusions on credit assessments including; internally modelled credit ratings and recovery potential in the event of default.
- Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options.
- Good knowledge of MS Excel and Word required, Bloomberg is advantageous.
- Experience of reviewing clients that operate in the Commodities sector.
- Spanish speaking is desirable.
- Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.
Preferred Skills
- Effective report writing skills with an ability to distil complex information to a 'key risks' summary to enable management decision making.
- Strong presentation technique and experience communicating to senior management forums.
- A collaborative team player, approachable, self-efficient and influences a positive work environment.
- Demonstrates curiosity.
- Resilient in a challenging, fast-paced environment.
- Ability to take a high level of responsibility.
- Excels at building relationships, networking and influencing others.
- Strategic collaborator with insight and agility, able to anticipate future challenges, ensuring operational effectiveness.
