Credit Analyst - Corporate Banking (Up to 45k)

Responsibilities:

• Oversee credit evaluation and portfolio oversight for lending activities primarily focused on clients in Hong Kong and mainland China.

• Assist with centralized credit-related functions for structured lending across Asia, ensuring effective portfolio tracking and deal management.

• Conduct in-depth credit assessments and monitor financial health of borrowers.

• Preparing analysis on financials, cash flows, and covenant compliance.

• Collaborate closely with business development teams to facilitate new deal closings and maintain ongoing oversight of existing credit exposures.

• Ensure loan documentation aligns with internal policies and relevant regulatory standards, confirming proper documentation of credit terms and conditions.

• Maintain active communication with clients, sponsors, co-lenders, and agents to strengthen relationships and gather necessary information for credit monitoring.

Requirements:

• Bachelor's degree in finance, accounting, or a related discipline.

• 3 to 5 years of professional experience in banking, with a focus on credit or portfolio management.

• Solid knowledge of corporate credit analysis; experience with structured finance, real estate, fund lending, or large corporate deals is a plus.

• Familiarity with the regulatory environment and collateral practices in China is desirable.

• Strong communication skills in both English and Chinese (Simplified), with the ability to produce clear written reports and analysis.