Risk and Compliance Analyst

Morgan McKinley are partnering exclusively with a growing Australian FinTech within the Payments space, looking for a driven and experienced Risk & Compliance Analyst.

This role is vital in safeguarding the business by supporting Financial Crime, Risk, and broader Compliance functions. You will be at the forefront of protecting the integrity of the business, handling everything from customer onboarding to complex fraud investigations. You will report directly into the Manager for Risk and Compliance and work alongside one other analyst.

This will suit someone who has worked in an AFSL regulated business, so are confident with ASIC requirements and ideally knows AUSTRAC too.

Responsibilities:

• Conduct thorough transaction monitoring and fraud investigations, identifying red flags and documenting clear investigation notes.
• Draft high-quality Suspicious Matter Reports (SMRs/UMRs) with strong narratives and timelines for regulator submissions.
• Perform risk-based KYC, CDD, and EDD checks on individuals and businesses, including PEPs and sanctions screening.
• Oversee the chargeback and dispute process, gathering evidence and communicating with merchants and customers.
• Contribute to policy updates, scenario tuning, and the improvement of fraud prevention rules and controls.

Requirements:

• At least 3 years of experience in AML/CTF, financial crime compliance, or fraud investigations, obtained within the payments, merchant acquiring or fintech sectors.
• A Bachelor's degree in Finance, Criminology, Law, Data, or a related field.
• Hands-on experience with transaction monitoring tools, a solid understanding of AML/CTF frameworks and an ability to identify complex fraud patterns.
• Proven ability to draft regulator-ready SMR narratives and maintain meticulous audit trails.
• Confidence in your skillset and ability to work independently with the passion to want to grow and continuously develop.

The business has a laid back culture and offers hybrid working with 3 days in the Sydney office. This opportunity is perfect for someone used to working in close-knit, scaling up FinTech environments.

You will need to hold full Australian working rights and be based in Sydney.
To apply for this role, please click the link otherwise please reach out to Hannah Sykes.
Please note, only successful candidates will be contacted.